Analisis Kesesuaian Pengaturan dan Pelaksanaan tentang Prosedur Layanan Penonaktifan Kepesertaan BPJS Kesehatan bagi Pekerja yang Mengalami Pemutusan Hubungan Kerja dengan Undang-Undang
Imam Munandar, Dr. Mailinda Eka Yuniza, S.H., LL.M
2024 | Tesis | S2 Magister Hukum Kesehatan
Penelitian hukum ini bertujuan untuk mengetahui pengaturan mengenai mekanisme dan prosedur layanan penonaktifan
kepesertaan BPJS Kesehatan bagi pekerja yang mengalami pemutusan hubungan kerja
(PHK) di Indonesia, bagaimana implementasinya dan untuk menganalisa apakah
pengaturan dan mekanisme prosedur penonaktifan kepesertaan BPJS Kesehatan
tersebut telah sesuai dengan Pasal 21 ayat (1) Undang-Undang Nomor 40 Tahun 2004 tentang Sistem Jaminan
Sosial Nasional.
Penelitian
ini bersifat deskriptif dan berjenis normatif empiris. Penelitian normatif
dilakukan melalui studi dokumen (library research) atas bahan-bahan
hukum primer hingga tersier (undang-undang, buku-buku literasi, hasil
penelitian hingga laporan). Penelitian empiris dilakukan melalui penelitian
lapangan untuk mendapatkan data primer dengan cara wawancara kepada subjek
penelitian dengan purposive sampling menggunakan panduan wawancara.
Hasil penelitian tersebut kami sajikan secara deskriptif analitis.
This
legal research aims to determine the regulations regarding the mechanism and
procedure for disabling BPJS Kesehatan participation for workers experiencing
termination of employment (PHK) in Indonesia, how they are implemented, and to
analyze whether the regulations and mechanisms for
disabling BPJS Kesehatan participation are in accordance with Article 21
paragraph (1) of Law Number 40 of 2004 concerning the National Social Security
System.
This
research is descriptive and empirical normative type. Normative research is
conducted through document studies (library research) on primary to tertiary
legal materials (laws, literacy books, research results to reports). Empirical
research is conducted through field research to obtain primary data by
interviewing research subjects using purposive sampling with interview
guidelines. The results of the research are presented descriptively and
analytically.
The research results indicate that there are
challenges in implementing health insurance programs for workers who experience
termination of employment (PHK) in Indonesia. These challenges include the
deactivation of participation in BPJS Health before the six-month period
following the termination, as seen in Mimika Regency (2017), Tangerang City
(2019), and Bekasi Regency (2020). This deactivation occurs both before and
after the issuance of Presidential Regulation Number 82 of 2018 concerning
Health Insurance and BPJS Kesehatan Regulation Number 6 of 2018 concerning
Membership Administration of the National Health Insurance Program. The deactivation
of BPJS Kesehatan for workers experiencing the termination of employment does
not comply with the provisions of Article 21 paragraph (1) of Law Number 40 of
2004 concerning the National Social Security System. Therefore, various
improvement efforts are needed to prevent similar incidents from occurring in
the future.
Kata Kunci : Jaminan Kesehatan, BPJS Kesehatan, penonaktifan kepesertaan, Pekerja yang mengalami PHK