TINJAUAN HUKUM LIKUIDASI BANK YANG DILAKUKAN OLEH BANK INDONESIA DAN DILAKSANAKAN OLEH TIM LIKUIDASI

RUTH PANGESTU, Prof Dr. Nindyo Pramono, SH, MS

2014 | Tesis | S2 Hukum

Penelitian ini bertujuan untuk mengetahui permasalahan hukum yang dihadapi oleh (1) Bank Indonesia dalam melaksanakan tugas-tugasnya, sejauh mana peraturan perundang-undangan memberikan dasar yang cukup terhadap Bank Indonesia, untuk menyelamatkan sistem Perbankan secara maksimal guna melindungi kepentingan umum dan masyarakat; (2) Tim Likuidasi dalam menjalankan tugas, wewenang dan tanggung jawab atas likuidasi Bank dan pertanggungjawaban Tim Likuidasi pada masa akhir tugasnya, dalam hal terdapat upaya hukum yang dilakukan Pemegang Saham Bank dan atau pihak lain. Penelitian dalam tesis ini bersifat normative dan methode pendekatan yang dipergunakan adalah methode pendekatan perundang-undangan (statute approach) dan methode pendekatan kasus (case approach). Sumber data utama dalam penelitian diperoleh dari penelitian kepustakaan (library research) dan informasi yang diperoleh dari wawancara dengan anggota Tim Likuidasi PT Bank Dagang Bali (Dalam Likuidasi). Berdasarkan penelitian yang telah dilakukan, diperoleh hasil bahwa Tim Likuidasi tidak dapat melaksanakan tugas-tugasnya sebagai akibat peraturan perundang-undangan yang ada tidak mengatur bahwa Tim Likuidasi dapat melaksanakan tugas-tugasnya secara serta merta walaupun terdapat perlawanan dari Pemegang Saham Bank. Demikian juga pertanggungjawaban Tim Likuidasi pada masa akhir tugasnya kepada Bank Indonesia, tidak menghapuskan hak Pemegang Saham Bank untuk menuntut Tim Likuidasi. Dengan demikian peran Bank Indonesia dalam rangka melaksanakan tugas-tugasnya menyelamatkan sistem Perbankan untuk kepentingan umum dan masyarakat mendapatkan kendala dan menjadi tidak maksimal ketika Pemegang Saham Bank melakukan perlawanan.

The goal of this research is to know the legal problems encountered by the Indonesian Central Bank and the Liquidation Team established based The Liquidation Team in carrying out its duty, authority and responsibility on a liquidation of Bank which was decided by the Indonesian Central Bank and its responsibility at the end of its working period, if there is legal suit filed by Bank’s Shareholder and or any other party, and to what extent the prevailing rules and regulations provide a sufficient legal ground to the Indonesian Central Bank in conducting its duties to rescue Banking system for purpose of protecting the interest of public and society maximally. The research in this thesis is normative and methods of approach used is the approach of legislation (statute approach) and methods of approach to case (case approach). The main data source in the study was obtained from the research literature (library research ) and information obtained from interviews with members of the Liquidation Team PT Bank Dagang Bali (In Liquidation). Based on the research conducted, a finding is found that the Liquidation Team could not perform its duties due to the impact that the prevailing rules and regulations did not regulate that the Liquidation Team could perform its duties immediately although Bank’s Shareholder initiates a legal suit against the Indonesian Central Bank and or the Liquidation Team. Although, the Liquidation Team is held to be responsible to the Indonesian Central Bank at the end of its working period, it will not annul the right of Bank’s Shareholder to sue the Liquidation Team including the Indonesian Central Bank. So that the role of the Indonesian Central Bank in performing its duties to rescue the Banking system for the interest of public and society encounter obstacle and it will not become maximal when Bank’s Shareholder initiates a legal suit against the Indonesian Central Bank and or the Liquidation Team.

Kata Kunci : Bank, TimLikuidasi, Bank Indonesia, Pemegang Saham Bank