Perlindungan konsumen pada perjanjian sewa beli mobil PT Teja Berlian Motors di wilayah Cirebon

SURURI, Prof.Dr. Nindyo Pramono, SH.,MS

2006 | Tesis | S2 Ilmu Hukum (Magister Hukum Kenegaraan)

Penelitian mengenai Perlindungan Konsumen pada Perjanjian Sewa Beli Mobil PT. Teja Berlian Motors di Wilayah Cirebon merupakan penelitian yuridis normatif, yang menekankan pada penelitian pustaka yang didukung oleh penelitian lapangan. Tujuan penelitian ini untuk mengetahui perlindungan konsumen pada perjanjian sewa beli mobil PT. Teja Berlian Motors di wilayah cirebon. Penelitian ini dilakukan pada PT. Teja Belian Motors di wilayah cirebon dan pengambilan sample dilakukan dengan tehnik simple random sampling. Hasil penelitian menunjukkan bahwa PT. Teja Belian Motors wajib menyesuaikan klausula baku dalam perjanjian pembiayaan konsumen dengan ketentuan pasal 18 Undang-undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen. Penyesuaian ini dimaksudkan untuk menempatkan kedudukan konsumen setara dengan pelaku usaha berdasarkan prinsip kebebasan berkontrak. Selain itu apabila pihak konsumen atau debitur wanprestasi maka pihak kreditur (PT. Teja Berlian Motors) berhak untuk menarik mobil yang dikuasai konsumen atau debitur untuk dijual atau dilelang serta menuntut ganti rugi berupa denda keterlambatan pembayaran angsuran hutangnya. Hasil penjualan atau pelelangan tersebut dipergunakan untuk melunasi sisa hutang konsumen atau debitur kepada kreditur.

The research on Consumer Protection in Car Purchase-Lease Contract of PT. Teja Berlian Motors in Cirebon is juridical and normative in nature. It focuses on library research and conducts field research for support. It aims to investigate consumer protection in car purchase-lease contract of PT. Teja Berlian Motors in Cirebon. The research locates in PT. Teja Berlian Motors, Cirebon. It takes the samples using simple random sampling technique. The research results show that PT. Teja Berlian Motors has to adjust the standard clauses in its agreement on consumer funding toward article 18 of the Act No. 8/1999 on Consumer Protection. The adjustment is made in order to place the consumer in an equal position with the business actor as required by the principle of freedom to perform a contract. Apart from the clauses adjustment, the creditor (PT. Teja Berlian Motors) may exercise the rights to take the cars under the consumer’s or debtor’s possession, and then sell or auction it and claim for compensation for overdue payment of the debt when the consumer fails to fulfill his/her obligation,. The gain from the selling or auction will pay the unpaid debt. The failure of obligation fulfillment has so far been successfully solved through negotiation, and no party wants to bring the case to the court. As the result, the resolution has been acceptable by both parties, i.e., PT. Teja Berlian Motors and consumer.

Kata Kunci : Perlindungan Konsumen,Perjanjian Sewa Beli Mobil, purchase and Lease contract, consumer protection, failure of obligation fulfillment