HARAPAN KELOMPOK TERNAK SAPI POTONG WONO ILIR-ILIR TERHADAP SKEMA BANTUAN PENGUATAN MODAL KREDIT KETAHANAN PANGAN DAN ENERGI DI BANK PEMBANGUNAN DAERAH KABUPATEN SLEMAN

Anton Hidayah, Tri Anggraeni KusumastutI, S.Pt. M.P.; Siti Andarwati, S. Pt., MP.

2013 | Skripsi | S1 PETERNAKAN

Penelitian ini bertujuan untuk mengetahui harapan atau keinginan kelompok ternak sapi potong terhadap skema bantuan penguatan modal kredit ketahanan pangan dan energi di BPD Kabupaten Sleman. Penentuan sampel yaitu peternak yang merupakan anggota kelompok ternak sapi potong yang memperoleh pinjaman melalui kerjasama Dinas Pertanian dan BPD. Pengambilan sampel secara sensus yaitu diambil semua anggota kelompok sebanyak 33 peternak yang meminjam kredit. Analisis dilakukan secara deskriptif dalam bentuk tabel. Hasil penelitian menunjukkan peternak berharap memperoleh pinjaman dengan tingkat bunga sebesar 1,5% atau 2,5% selama empat tahun. Peternak berharap tidak menyertakan syarat kekayaan non agunan dalam proses peminjaman tetapi cukup menyertakan sertifikat agunan. Peternak berharap ada pembinaan berupa administrasi pembukuan untuk analisis keuangan dan pemasaran dari pihak bank agar tidak terjadi kredit macet. (Kata kunci: tingkat bunga, besar pinjaman, syarat administrasi, biaya administrasi, denda kredit)

THE EXPECTATIONS OF BEEF CATTLE FARMER GROUP WONO ILIR-ILIR TO THE SCHEME OF ASSISTENCE CAPITAL STRENGHTENING OF SECURITY FOOD AND ENERGY CREDIT IN REGIONAL DEVELOPMENT BANK OF SLEMAN DISTRICT Anton Hidayah 08/270296/PT/05573 ABSTRACT The aim of this research was to identify expectations of beef cattle farmer group Wono Ilir-ilir to the scheme of assistence capital strenghtening of security food and energy credit that have been established from BPD. The samples were the group of beef cattle that obtaining security food and energy credit sign of cooperation the Department of Agriculture and BPD. Samples were collected by the census that all members of the group, total of 33 farmers who borrow credit. The analysis method was descriptive with tabular form. The results showed farmers expect to obtain a borrowing with rate is 1.5% or 2.5% for four years. Farmers expect there were no requirement of certificate noncollateral in the process of borrowing but enough to include only the collateral certificate. Farmers expect there were training of guidance like accounting administration and financial or marketing analysis from PPL and BPD. (Keyword: rates, credit size, administrative requirements, administrative costs, fines credits)

Kata Kunci : tingkat bunga, besar pinjaman, syarat administrasi, biaya administrasi, denda kredit