PENGARUH TINGKAT BAGI HASIL (TBH), FINANCING TO DEPOSIT RATIO (FDR), NON PERFORMING FINANCING (NPF), CAPITAL ADEQUACY RATIO (CAR), DEWAN PENGAWAS SYARIAH (DPS), DAN DEWAN KOMISARIS TERHADAP PEMBIAYAAN MUDHARABAH PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2015-2018

DIAN MULYA SARI, Prof. Dr. Samsubar Saleh, M.Soc, Sc

2019 | Tesis | MAGISTER AGAMA DAN LINTAS BUDAYA

Penelitian ini bertujuan untuk menganalisis pengaruh TBH, Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Dewan Pengawas Syariah (DPS), dan Dewan Komisaris terhadap Pembiayaan Mudharabah. Data penelitian ini mencakup periode 2015-2018 dengan sampel 10 bank syariah di Indonesia. Hasil penelitian menunjukkan bahwa Tingkat Bagi Hasil (TBH), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), dan Capital Adequacy Ratio (CAR) berpengaruh signifikan terhadap Pembiayaan Mudharabah. Sedangkan Dewan Pengawas Syariah dan Dewan Komisaris tidak berpengaruh signifikan terhadap Pembiayaan Mudharabah.

This study aims to analyze the effect of TBH, Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), Sharia Supervisory Board (DPS), and Board of Commissioners on Mudharabah Financing. This research data covers the period 2015-2018 with a sample of 10 Islamic banks in Indonesia. The results showed that the Production Sharing Rate (TBH), Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and Capital Adequacy Ratio (CAR) significantly influence Mudharabah Financing. Whereas the Sharia Supervisory Board and the Board of Commissioners had no significant effect on Mudharabah Financing.

Kata Kunci : Mudharabah Financing, Profit Sharing Rate (TBH), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Sharia Supervisory Board, Board of Commissioners