INTERPOLASI TABEL MORTALITA DENGAN ASUMSI USIA PECAHAN KUADRATIK; MORTALITY TABLE INTERPOLATION WITH QUADRATIC FRACTIONAL AGE ASSUMPTION

Ratih Titin Nur Ocktaviani, Adhitya Ronnie Effendie

2015 | Skripsi | FMIPA

Life insurance is an insurance that give a service in a risk prevention about a life or a death of a customer. Every insurance program, life insurance companies have to calculate a lot of part based on mortality table or life table. Every life table just can show the probability of death and life of someone in integer age, and usually its used to do a calculation in discrete insurance. However, in fact there is not only discrete insurance but also there is continuus insurance. Thus, it starts to develop a lot of fractional age assumptions to solve the calculation in continous insurance. Bowers (1997) introduced linear assumption, exponential assumption, and hiperbolic aasumption. Jones and Mereu (2002) introduced three new assumptions, and one of them is LFM assumption. Hossain (2011) introduced a new assumption that called quadratic fractional age assumption.

Kata Kunci : Linear Assumption; Exponential Assumption; Hiperbolic Assumption; LFM Assumption; Quadratic Fractional Age Assumption.