MENENTUKAN PREMI DAN RESIKO INDIVIDU UNTUK ASURANSI PERAWATAN JANGKA PANJANG; DETERMINING PREMIUM AND INDIVIDUAL LOSS FOR LONG TERM CARE INSURANCE

TASNIM RAHMAT, Gunardi,

2011 | Disertasi | PROGRAM STUDI S2 MATEMATIKA

Long-term care (LTC) can be modeled by markov model multistate. Long-term care insurance is insurance that is quite difficult to determine the appropriate premiums and risk, for lack of information obtained. Moreover the duration of their lives is strongly influenced by demographic trends. The framework adopted is a multistate, continuous time models, the determination of premiums and individual risk.

Kata Kunci : Asuransi perawatan jangka panjang, dasar premi, fungsi kerugian