Analisis Faktor-faktor Yang Mempengaruhi Tingkat Suku Bunga Deposito Berjangka pada Bank Umum
Wiranata, Rahmat, Zuni Barokah, S.E., M.Com., Ak.
2008 | Skripsi | S1 AccountingN.A.
This research has a purpose to provide empirical evident about factors that affect interest rate of deposit. The examined factors on this research are financial ratio and macroeconomic variables. The factors that are examined on this research are CAR (Capital Adequacy Ratio), ROA (Return On Assets), LDR (Loan to Deposit), NPL (Non Performing Loan), inflation, and liquidity of economic. The samples consist of 130 banks which operate in March 2003 to December 2007. The statistic method used to test on the research hypothesis is multiple regressions. The results show that Non Performing Loan (NPL), Loan to Deposit (LDR), Capital Adequacy Ratio (CAR) and inflation are significant variables in determining interest rate of deposit. Keywords: interest rate of deposit, capital adequacy ratio, return on assets, loan to deposit, and non performing loan
Kata Kunci : Suku Bunga Deposito; Perbankan; Bank Umum; Deposito Berjangka; Tingkat Suku Bunga
