Evaluating The Credit Performance Of Bank Rakyat Indonesia Unit Berbah (2008-2010)
PRABOWO, SATYO JATI (Adv.: Mamduh Mahmadah Hanafi, Dr., M.B.A.), Mamduh Mahmadah Hanafi, Dr., M.B.A.
The banking credit performance is one of important indicators in determining the successfulness of a bank. It can be use to make a banking strategy and policy in the future. This research will evaluate the credit performance of BRI unit Berbah during 2008 -2010. The evaluation will analyze some key indicators of credit performance, which are, the growth, the target, NPL, and LDR.
Upon the thesis writing, the Author used the approach of juridical empirical method that is a method or procedure used to solve the obstacle, which starts in advance with the examining of the secondary data and continues with examining of the primary data on the field.
Based on the research result, it is acknowledged that the credit performance of BRI Unit Berbah was good during the year of 2008 until 2010. It can be seen from the performance of each indicator that showed good performance. The credit performance also affect the profit of the bank. The better credit performance with less NPL, the profit that the bank would gain also will increased.
Kata Kunci : Credit performance, credit growth, NPL, LDR
