Pengaruh Kredit Qardhul Hasan terhadap Peningkatan Kinerja Usaha: Studi kasus nasabah Qardhul Hasan BMT Bina Dhuafa Beringharjo

Saridu, Siti Maesaroh, Amirullah Setyo Hardi, S.E., M.Sc.

2007 | Skripsi | S1 Management

Poverty is the problem of development in any country. A solution that is possible to be operated to surmount the poverty is to make the society endeavor efficiently. A model of making poor society do so can be held by providing productive micro credit namely qardhul hasan, which is, for instance, done by BMT Beringharjo. This research is to investigate the effect of qardhul hasan credit toward the work capacity of enterprises. The data collecting process is done by distributing questionnaires to the customer of qardhul hasan. The effect of such credit toward the work capacity of enterprises is studied based on the changes on sale, profit, and enterprises asset value variables, before and after receiving the credit, by applying Paired Samples T-Test and Wilcoxon Sign Rank Test. The result of hypothetic test shows that the significant change is only valid in the enterprises asset value variable. Keywords: qardhul hasan, work capacity of enterprises

Kata Kunci : Kredit Usaha, Kinerja Usaha, BMT Bina Dhuafa, UKM, qardhul hasan, work capacity of enterprises